Travel Insurance & Funeral Protection
We are pleased to offer a comprehensive travel insurance plan which offers full coverage for all funeral-related expenses, including the transportation of a loved one back home for burial or cremation if their passing occurs more than 75 miles from their residence.
With a single, affordable one-time premium, you secure lifelong peace of mind, ensuring that you or your loved ones will be returned home with dignity and care, with all funeral costs covered, no matter where life leads.
Protection Wherever Life Takes You
Our team helps you choose coverage that matters: transportation of remains when death occurs away from home, international repatriation benefits, bereavement travel protections, and pre-need funeral plans that spare your family financial stress later. We review policies with you line by line, explain exclusions honestly, and stand beside you when a claim must be made. Call to speak with an advisor today.(847) 375-0095Available 24/7
Transportation of Remains Coverage
If a loved one dies while traveling, bringing them home can cost thousands in airline fees, preparation, permits, and documentation. Specialized coverage offsets these expenses, and our directors manage every logistical step so your family can simply be together.
International Repatriation Benefits
Deaths abroad involve consular paperwork, certified translations, and strict shipping regulations. Repatriation coverage pays these costs while our experienced team handles coordination between airlines, consulates, and receiving funeral homes in any country.
Prepaid Funeral Plans
Lock in today's prices and lift tomorrow's burden. Pre-need plans let you document your wishes and fund them over time, protecting the people you love from both emotional strain and rising funeral costs.
Why Funeral Travel Insurance Matters?
Emergencies Don't Wait
A death away from home creates immediate pressure - flights to book, documents to gather, decisions to make within hours. Coverage paired with our around-the-clock guidance turns chaos into a clear plan.
Costs Add Up Fast
Air transport, preparation, shipping containers, and consular fees push long-distance transfers into five-figure territory. Insurance spreads that risk so a single emergency doesn't drain a lifetime of savings.
Paperwork Across Borders
Every country sets its own rules for human remains - embalming certificates, translated death records, sealed caskets. We know the requirements, and coverage handles the fees that come with them.
Family Comes First
When logistics are covered, relatives can focus on what truly matters - being together, praying, and saying goodbye - instead of negotiating with airlines and agencies in the middle of grief.
Plans That Fit Any Budget
From single-trip protection to annual policies and prepaid funerals, options exist for every budget. We compare providers, explain trade-offs honestly, and never pressure you into more than you need.
Local Experts, Global Reach
We are a Chicago funeral home with genuine repatriation experience - coordinating dozens of international transfers. Your policy comes with professionals who know exactly how to put it into action.
Advice You Can Actually Understand
Our licensed advisors translate insurance jargon into plain English and Spanish, showing exactly what is covered, what is not, and what it costs - before you ever sign anything.
Why Choose Us?
Memory Eternal Funeral Directors has guided Chicagoland families through some of life’s hardest journeys – including deaths far from home. We have seen how the right protection transforms an overwhelming crisis into a manageable process. That is why we pair coverage guidance with our full funeral services: when you call us at 2 a.m., we do not just answer questions about the funeral – we activate the plan that brings your loved one home with dignity.
Contact Us
Questions about coverage, or ready to plan ahead? A caring advisor is available right now – day or night.
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Protección Funeraria y de Viaje
Nuestros asesores le explican cada opción en español claro: cobertura para el traslado de restos, beneficios de repatriación internacional y planes funerarios pagados por adelantado que protegen a toda su familia.
Por Qué Elegirnos?
En Memory Eternal Funeral Directors sabemos lo difícil que es perder a un ser querido lejos de casa. Por eso combinamos nuestros servicios funerarios completos con asesoría en coberturas de viaje y planes previstos. Cuando usted nos llama, no solo organizamos el funeral: activamos la protección que trae de vuelta a su ser querido, gestionando aerolíneas, consulados y documentos para que su familia pueda concentrarse en despedirse con dignidad y fe.
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¿Preguntas sobre su cobertura o desea planear con anticipación? Un asesor compasivo está disponible ahora mismo.
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Frequently Asked Questions About Travel Insurance & Funeral Coverage
What does travel-related funeral insurance cover?
Coverage typically pays for transportation of remains, preparation and shipping containers required by airlines, permits and consular fees, and sometimes escort services. Some policies add bereavement travel benefits for family members. We review each policy with you so you know exactly which costs are covered before an emergency ever happens.
Does health or life insurance cover transporting remains?
Usually not. Health insurance ends at death, and standard life insurance pays a benefit to beneficiaries afterward – it does not cover immediate transport costs. That gap is exactly why specialized funeral travel coverage or prepaid plans matter: they provide funds when your family needs them most.
What should we do if a loved one dies abroad?
First, contact the local authorities and our 24/7 line. We coordinate with a trusted funeral home in that country, handle consular notification, obtain certified death documents, arrange preparation and air transport, and receive your loved one in Chicago. With coverage in place, these steps proceed without financial shock to your family.
How much does it cost to return a body to Chicago?
Costs vary widely by distance and country – international returns commonly range from $5,000 to $15,000 or more once airline fees, containers, documentation, and professional care are included. Domestic transfers are less but still substantial. Coverage turns this sudden expense into a managed process instead of a crisis.
Is repatriation coverage valid for any country?
Most repatriation coverage applies worldwide, though some countries impose additional regulations that affect timing rather than eligibility. We have coordinated transfers throughout Latin America, Europe, Asia, and Africa. Tell us where your family has ties abroad, and we will confirm how coverage applies there.
Can I buy coverage before a specific trip?
Yes. Single-trip plans protect one journey, while annual multi-trip policies suit families who travel frequently or host visiting relatives from overseas. Frequent travelers between Chicago and Latin America often choose annual protection. We compare options side by side so you pay only for the coverage you actually need.
Do you sell insurance directly?
We advise and help you enroll with established providers, then remain your execution partner – when a death occurs, we activate the claim and perform the funeral work itself. This combination matters: a policy is only as good as the team carrying out the plan behind it.
What is a pre-need funeral plan?
A pre-need plan lets you choose your funeral arrangements now and fund them over time, freezing prices at today’s rates. Your wishes are documented in detail, sparing relatives from guessing during grief. It is planning ahead with compassion – one of the greatest gifts you can leave your family.
Are prepaid funeral funds protected?
Yes. Reputable pre-need funds are placed in trust accounts or backed by insurance products regulated by state law, with protections that keep money safe if a funeral home ever changes ownership. We only recommend fully regulated vehicles and explain exactly how your payments are safeguarded.
Can I change my prepaid plan later?
Plans can usually be transferred between funeral homes, and many allow adjustments to services or payment schedules. If you move out of state, benefits can follow you. Review terms before signing – and ask us anything; we would rather you understand every clause than sign quickly.
Does Medicaid affect prepaid funeral plans?
Irrevocable prepaid funerals are generally exempt assets for Medicaid purposes, making them a common and legitimate way to plan while qualifying for long-term care benefits. Rules are detailed, so we coordinate with your attorney or caseworker to structure the plan correctly from day one.
What documents are needed after a death abroad?
Typically: the local death certificate (often needing translation), a passport copy, embalming or preparation certificate, a sealed-container certificate, consular registration of the death, and airline-specific documentation. Our team prepares and verifies every item so nothing delays the flight home.
How quickly can you bring a loved one home?
International transfers usually take five to ten days depending on the country’s bureaucracy and flight availability; domestic transfers often complete within two to four days. We keep your family updated daily and expedite wherever regulations allow – urgent cases get priority handling around the clock.
Do cruises include repatriation coverage?
Rarely. Most cruise tickets exclude death-related repatriation from their base coverage, and medical travel policies vary greatly on remains transport. If cruising is part of your family’s life – or you are hosting visitors from abroad who will cruise – ask us to review what is actually covered before departure.
Can coverage apply to cremation services?
Yes. Coverage can fund cremation after transport, or even local cremation abroad followed by shipment of ashes, which some families prefer for cost or cultural reasons. Catholic and most Christian traditions accept cremation today, and we honor whatever choice aligns with your faith and family wishes.
How do I get started?
Simply call us. A short conversation about your family’s travel patterns, ties abroad, and budget tells us which options fit. There is no obligation and no pressure – just clear information from people who handle these emergencies professionally and would love to help you avoid one.
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